My first blog post

Welcome to my first blog. I am totally clueless when it comes to this stuff so I may find myself rambling from time to time. Feel free to tell me to sum it up.

So I create this website, www.moneycents.net, as a way to pass on the teachings I've received of budgeting, saving money, using credit cards wisely, etc. Of course, this is well after I abused all of the above. It's safe to say that I am surprised my credit score isn't in the dumps and I actually have a savings account. It wasn't too long ago that I was trying to figure out which credit card to pay and which one to charge on. 

So I am now passing on my lessons learned and also finding a way to simplify my budget to limit what money goes out. I like to call it "zenning my finances."  There are going to be some tough decisions along the way.